Mortgage Adviser Wānaka

Jeremy Zinzan is a Financial Adviser based in Wānaka, providing mortgage advice for first home buyers, investors, and anyone in between — locally and nationally.

Talk to Jeremy →Check borrowing power

Jeremy Zinzan

Financial Adviser

Wānaka, Otago NZ

Wānaka-based, nationally connected

Jeremy holds Law and Finance degrees from the University of Otago and provides financial advice through Vega Mortgages Limited. He is based in Wānaka and works with borrowers throughout Otago, Queenstown Lakes, and across New Zealand.

Whether you're buying your first home in Wānaka, refinancing an investment in Cromwell, or relocating from Auckland to Central Otago — Jeremy understands the local market and the national lending environment.

Areas Jeremy advises on

First home buyers

KiwiSaver, First Home Loan, pre-approval — Jeremy guides first home buyers through every step.

Refinancing

Compare your current rate, weigh up cashbacks and break costs, and structure your next fixed term.

Investment property

LVR rules, rental income assessment, interest-only options, and portfolio lending.

Self-employed

How lenders assess trading income, financials, and addbacks — and how to present your application.

The Wānaka and Queenstown Lakes property market

The Wānaka and Queenstown Lakes region attracts a unique mix of buyers — lifestyle block purchasers, holiday home investors, relocating professionals, and local first home buyers. Property values in the area have historically been high relative to income, which makes deposit planning, KiwiSaver strategy, and choosing the right lender especially important.

Some property types common in the region — lifestyle blocks, units on company shares, and properties with short-term rental histories — are assessed differently by different lenders. Jeremy understands how banks view these properties and can identify which lender best suits your situation.

Areas Jeremy serves

Jeremy works with clients locally in the Southern Lakes and Central Otago region, as well as nationally across New Zealand via phone and video.

WānakaHāweaLuggateCromwellAlexandraQueenstownArrowtownDunedinCentral OtagoQueenstown Lakes District+ all of New Zealand

Common questions

Do I need to meet Jeremy in person in Wānaka?

No. Jeremy works with clients across New Zealand via phone and video call. Most of the mortgage process — from initial consultation through to approval — is handled remotely and efficiently. In-person meetings in Wānaka are available for local clients who prefer them.

Is there a cost to talk to Jeremy?

Initial consultations are free with no obligation. In most standard situations, the lender pays the adviser a commission when a mortgage is settled, so there is no direct cost to you. Any fee applicable to complex or specialist lending will be explained before Jeremy proceeds.

Does Jeremy work with Wānaka property specifically?

Yes. Jeremy is familiar with the Wānaka and Queenstown Lakes property market — including lifestyle blocks, holiday homes, and high-value residential purchases — and can advise on how lenders approach these property types.

What lenders does Jeremy work with?

Jeremy works with a panel of lenders including the major New Zealand banks and a number of non-bank lending institutions. The right lender for your situation depends on your income, deposit, property type, and goals.

Get in touch with Jeremy

Free consultation, no obligation. Jeremy works with clients at every stage — from just starting to think about buying through to active applications.

Send an enquiry →Call 021 749 701

Jeremy Zinzan (FSP1007062) is a Financial Adviser providing financial advice through Vega Mortgages Limited (FSP653431), authorised under the FAP licence held by Vega Group Holdings Limited (FSP773794).